Premium calculations vary by company depending on the types of traffic violations, accidents, and other criteria they consider.
Even if you have recently been involved in an accident or received a traffic ticket, it still pays to shop because some companies may judge some types of accidents or traffic violations differently.
This Bill of Rights is a summary of your rights for when you shop, purchase and own automobile insurance in our new competitive marketplace.
Massachusetts law requires that every vehicle operating in Massachusetts be insured.
You cannot be denied automobile insurance for unfairly discriminatory reasons.Now that competition has arrived in Massachusetts, you can shop for the best automobile insurance rates that are available in our market.The Division of Insurance encourages you to shop aggressively for the best rates for the products that fit your needs.Massachusetts prohibits insurance companies from denying you automobile insurance based on your gender, race, creed, national origin, marital status, religion, age, occupation, income, principal place of garaging your car, education and homeownership.You cannot be denied automobile insurance based on your credit history.